Cases Surveillance Risk Index Takeaway

Search...⌘K @NOTONKETAMINE⚠ SATIRE — RISK SCORES ARE FICTIONAL

DEEP WATCH — PHIA: FIRST IT COPIED THE PAGE, THEN IT CLAIMED THE SALE // TWO REPORTED EXTENSION INCIDENTS // IRL: $170M FEDERAL INDICTMENT // BITCLOUT: CASES DISMISSED // FRANK: 85 MONTHS // SBF: 25 YEARS // TERRAFORM: 15 YEARS // KALDER: SENTENCING WATCH // DELVE: 493 ALLEGED COPY-PASTE AUDITS // ELLISON: RELEASED // NIKOLA: PARDONED // DEEP WATCH — PHIA: FIRST IT COPIED THE PAGE, THEN IT CLAIMED THE SALE // TWO REPORTED EXTENSION INCIDENTS // IRL: $170M FEDERAL INDICTMENT // BITCLOUT: CASES DISMISSED // FRANK: 85 MONTHS // SBF: 25 YEARS // TERRAFORM: 15 YEARS // KALDER: SENTENCING WATCH // DELVE: 493 ALLEGED COPY-PASTE AUDITS // ELLISON: RELEASED // NIKOLA: PARDONED //

Classification: Factual Record / Company File

Evidence File / 003-CJ

Updated: July 19, 2026Status: CONVICTED

ID: 003-CJ — FORBES 30U30 2019 (FINANCE)CONVICTED

Charlie Javice

FounderCharlie Javice

Frank

— / Wire fraud, bank fraud, securities fraud

Forbes 2019FINANCEReviewed July 19, 2026

Sold a student loan app to JPMorgan for $175M. Claimed 4.25M users — the real number was 300,000 and she hired a data scientist to fabricate the rest . JPMorgan bought it anyway. Then noticed. A federal judge sentenced Javice to 85 months in prison in September 2025.

Prison Sentence85 MONTHS

StatusCONVICTED

Amount / exposure$175M

◆ CNBC: Javice Sentenced for $175M Fraud ◆ DOJ: Javice Sentenced to 85 Months ◆ DOJ: Javice Convicted